Terms and Conditions

Last Updated: 2025

Welcome to Opes Lending. By accessing or using our website and services, you agree to the following Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By visiting our website, applying for funding, or using any of our services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.

2. Services Provided

Opes Lending offers small business funding solutions, including:

• Merchant Cash Advances

• Lines of Credit

• Equipment Financing

• Term Loans

• SBA Loan assistance

Approval is not guaranteed and depends on business qualifications and underwriting guidelines.

3. Eligibility

To apply for funding through Opes Lending, you must:

• Be at least 18 years old

• Own or represent a legally registered business

• Provide truthful and accurate information

• Have authority to enter into financial agreements

Providing false or misleading information may result in immediate disqualification.

4. Application & Approval

• Submitting an application does not guarantee approval.

• All applications are subject to review, verification, and underwriting.

• Interest rates, terms, and funding amounts vary based on business profile.

• Opes Lending reserves the right to decline any application.

5. Use of Website

You agree not to:

• Use the website for illegal or fraudulent activity

• Attempt to hack, disrupt, or damage the website

• Copy, resell, or misuse website content without permission

6. No Financial or Legal Advice

Information on this website is for general informational purposes only.
It should not be considered financial, legal, or tax advice.

7. Third-Party Services

Opes Lending may work with third-party lenders, processors, or service providers.
We are not responsible for the actions, policies, or decisions of these third parties.

8. Limitation of Liability

Opes Lending is not liable for:

• Losses due to business decisions

• Denied applications

• Website downtime

• Indirect, incidental, or consequential damages

You use the website and services at your own risk.

9. Intellectual Property

All website content, including logos, text, graphics, and images, is the property of Opes Lending and may not be copied, distributed, or used without written permission.

10. Termination

We may suspend or terminate access to our website or services at any time if you violate these Terms.

11. Changes to Terms

Opes Lending reserves the right to update or modify these Terms at any time.
Changes take effect immediately upon posting to the website.

12. Contact Information

For questions about these Terms & Conditions, contact:

📧 info@opeslending.com
📞 310.528.1876